Disclaimer
Important legal notices and disclaimers for using Creditkeeda.
Please read this disclaimer carefully before using our website.
Last Updated: February 2024
General Disclaimer
The information provided on Creditkeeda is for general informational and educational purposes only. All content on this website is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on this site.
Financial Advice Disclaimer
NOT FINANCIAL ADVICE
The content on Creditkeeda should not be considered as financial advice, investment advice, tax advice, or any other form of professional advice.
Creditkeeda is not a financial advisor, investment advisor, broker-dealer, or any other type of financial professional. The information provided on this website does not constitute financial advice and should not be used as the sole basis for making financial decisions.
What We Are NOT
- Financial advisors or planners
- Investment professionals
- Tax consultants
- Licensed financial institutions
- Insurance brokers
What We Are
- Educational content provider
- Credit card information resource
- Review and comparison platform
- Financial education advocate
- Community discussion forum
Content Accuracy and Completeness
While we strive to provide accurate and up-to-date information, credit card terms, benefits, fees, and availability can change without notice. We make reasonable efforts to ensure the information on our website is current, but we cannot guarantee that all information is completely accurate, current, or error-free.
Important Notice
- Credit card terms and conditions may vary by issuer and location
- Interest rates, fees, and rewards can change at any time
- Card availability may be limited to specific regions
- User experiences may vary based on individual circumstances
- Always verify information directly with card issuers
Affiliate Relationships and Compensation
Creditkeeda participates in affiliate marketing programs. This means we may earn a commission when you click on links to credit card applications, financial products, or services, and subsequently apply for or purchase those products or services.
Transparency Commitment
- We clearly disclose all affiliate relationships
- Our reviews are based on merit, not compensation
- We accept no payment for favorable reviews
- Affiliate links are clearly marked
- You can choose whether to use our links or go directly to providers
User-Generated Content
Creditkeeda allows users to submit reviews, comments, and other content. User-generated content represents the opinions and experiences of individual users and does not reflect the views of Creditkeeda.
- We do not verify the accuracy of user-submitted content
- Users are responsible for the content they post
- We reserve the right to moderate or remove inappropriate content
- User experiences may not be representative of typical outcomes
Third-Party Links and Services
Our website may contain links to third-party websites, applications, or services. These links are provided for convenience and informational purposes only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services.
Third-Party Disclaimer
Your use of third-party websites and services is at your own risk. We strongly recommend reviewing the terms of service and privacy policies of any third-party services you use.
Investment and Financial Risks
Credit cards and financial products carry inherent risks. Using credit cards irresponsibly can lead to debt, damaged credit scores, and financial difficulties.
Risk Awareness
- Credit card debt can be expensive due to high interest rates
- Late payments can damage your credit score
- Rewards programs may have complex terms and conditions
- Financial products are not suitable for everyone
- Past performance does not guarantee future results
Limitation of Liability
To the fullest extent permitted by applicable law, Creditkeeda shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our website or services.
You acknowledge and agree that your use of our website and services is at your own risk.
Contact and Updates
This disclaimer may be updated from time to time. We will post any changes on this page with an updated revision date. Your continued use of our website after any changes constitutes acceptance of the updated disclaimer.
If you have any questions about this disclaimer or our services, please contact us using the information provided on our Contact page.
Always Seek Professional Advice
Before making any financial decisions, we strongly recommend consulting with qualified financial professionals, including financial advisors, accountants, or legal counsel who can provide advice tailored to your specific circumstances.