Savings Simplified
🚨 Most people are sleeping on the Equitas Selfe Credit Card.
Everyone keeps chasing premium cards like Infinia and Atlas for double-digit rewards, but this entry-level card has a hidden trick that can deliver up to 10% valueback when used strategically. 💎
✅ Choose your own 5X reward categories
✅ Utility bills, apparel spends, selected merchants
✅ Diamond Tier unlocks ₹1 per reward point redemption
✅ Annual fee waiver at ₹2.4L yearly spend
✅ Additional travel, lounge, golf and voucher benefits
The biggest mistake? ❌
Most users select Grocery as their 5X category and hit the hidden monthly reward cap. The smarter approach is choosing categories like Utility and Apparel, where users have reported significantly better reward potential.
And here’s the interesting part 👇
You don’t need to spend ₹1 lakh every month forever. Many users are planning a “Diamond Quarter” strategy—accumulating points first and redeeming them when Diamond Tier is achieved to maximize value.
💡 Pro Tip: Buying Gold/Silver on Ajio or Myntra can fetch the Apparel MCC, helping you earn accelerated rewards. 😉
While many people believe the opportunity may get devalued in the future, early movers usually get the maximum benefit before changes happen.
Have you applied for Selfe yet, or are you waiting to see how long this loophole survives? 🤔
Apply link 🔗 https://savingssimpl.short.gy/Equitas
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🔗 https://linktr.ee/savingssimplified
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