# HDFC Marriott Bonvoy Card: Free Night Award Top-Up Gets A Boost

> Marriott has quietly improved how far your Free Night Award (FNA) can stretch on the HDFC Marriott Bonvoy Credit Card in India. You can now top up your FNA with up to 25,000 Marriott Bonvoy points (ea...

- Source: https://www.creditkeeda.com/news/hdfc-marriott-bonvoy-fna-top-up-update
- Publisher: Creditkeeda
- Section: News
- Author: Creditkeeda
- Published: 2026-03-14
- Last updated: 2026-03-14
- Tags: marriot-bonvoy, hdfc, fna

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Marriott has quietly improved how far your Free Night Award (FNA) can stretch on the HDFC Marriott Bonvoy Credit Card in India. **You can now top up your FNA with up to 25,000 Marriott Bonvoy points** (earlier 15,000), which means you can book stays priced up to 40,000 points using one certificate plus points from your balance.

![Screenshot 2026 03 14 00 18 46 60 e4424258c8b8649f6e67d283a50a2cbc](https://res.cloudinary.com/dyougagen/image/upload/v1773430301/creditkeeda-content-images/screenshot2026-03-14-00-18-46-60e4424258c8b8649f6e67d283a50a2cbc-1773430300110.jpg)

This change is already live in the Marriott app and comes at a time when many Marriott hotels have increased their points requirement, especially for popular and leisure-heavy properties. It does not fully offset the recent “points inflation”, but it does give cardholders a bit more breathing room and flexibility.

### Quick look: HDFC Marriott Bonvoy Credit Card

For readers new to the product, here is a quick snapshot of the Marriott Bonvoy HDFC Bank Credit Card in India:

- Annual fee: ₹3,000 plus taxes (joining and renewal).
- Core rewards: Earn Marriott Bonvoy points on your everyday spends, which can be redeemed for stays at Marriott properties worldwide.
- Free Night Awards: 1 FNA (up to 15,000 points) as a welcome or renewal benefit.
- Additional FNAs on hitting annual spend milestones of ₹6 lakh, ₹9 lakh and ₹15 lakh (each up to 15,000 points).
- Status and travel perks: Complimentary Marriott Bonvoy Silver Elite status with 10 Elite Night Credits per year, plus domestic and international lounge access on select variants.

### Where this matters in real life

The higher 25K top-up limit is most useful at properties that now often price in the low 30,000 to 40,000 point band on busy dates, where a 15K FNA alone is no longer enough.

For example (illustrative only, as actual pricing varies by date and demand):

- Jaipur Marriott Hotel, a busy full-service city hotel that can often land in the high-teens to 30K-plus points range on peak days, now becomes more reachable with one FNA plus a top-up.
- Le Méridien Goa, Calangute, a popular leisure property in North Goa that has historically floated in the 30K to 40K band on peak dates, is a natural candidate for using an FNA with added points instead of paying full cash rates.
- The Westin Resort & Spa, Himalayas (near Rishikesh), a high-end mountain and wellness resort that frequently commands strong cash rates and is widely discussed as one of the more attractive Bonvoy redemptions in India, is another stay where combining a 15K FNA with points can significantly improve value.

These are the kind of stays where a 15K certificate previously felt underpowered, but a 15K FNA plus up to 25K points now gives you a realistic shot at a more premium free night instead of settling for a lower-tier hotel.

Net-net, the card’s headline features and fee remain unchanged, but the higher 25K top-up limit does improve the practical utility of the Free Night Award, particularly at aspirational city, beach and mountain properties that now sit in the low 30K to 40K band.

If you already hold the card, this is a quiet but meaningful upgrade. If you were on the fence, the enhanced top-up limit makes the FNA slightly easier to deploy at those “happy to burn points, reluctant to pay cash” hotels across India.