# Creditkeeda

> Creditkeeda is an India-focused publication covering credit cards, reward points, airline miles and hotel loyalty programs: card reviews, news on devaluations and fee changes, rewards calculators and points-funded travel guides. Amounts are in Indian rupees (INR) unless stated otherwise.

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## Reviews

Reviews of Indian credit cards, banking products, airlines, hotels and lounges.

- [080 VIP Lounge Bengaluru T2 Review: Quieter and Premium, But Is It Better Than T1?](https://www.creditkeeda.com/reviews/080-vip-lounge-bengaluru-t2-review.md): Bengaluru Airport’s Terminal 2 already has one of the most impressive domestic lounges in the country. But inside the massive 080 Lounge, there is a separate VIP section that many travellers may not e... (updated 2026-10-10)
- [080 VIP Lounge Bengaluru T1 Review: The Lounge Most Flyers Miss](https://www.creditkeeda.com/reviews/080-vip-lounge-bengaluru-t1-review.md): Bengaluru Airport’s Domestic Terminal 1 has multiple lounge options, but there’s one that many flyers seem to miss: the 080 VIP Lounge . I visited before a domestic flight and, compared with the usual... (updated 2026-09-16)
- [Hotel Irada Review – Beautiful Rooms, Great Food & Warm Hospitality, But Does It Justify ₹30,000+ a Night?](https://www.creditkeeda.com/reviews/hotel-irada-review.md): Luxury hotels often promise memorable experiences beyond just a comfortable room. Hotel Irada, part of Marriott's Design Hotels collection , certainly looks the part. Built on the historic estate of V... (updated 2026-08-07)
- [HSBC Live+ Credit Card Review (2026): 10% Cashback, Visa Infinite Upgrade, Fees & Full Benefits](https://www.creditkeeda.com/reviews/hsbc-live-plus-credit-card-review.md): The HSBC Live+ Credit Card is one of the more practical cashback cards in India, mainly because of its 10% cashback on dining, food delivery and groceries. From 26 July 2026, HSBC is upgrading the car... (updated 2026-07-05)
- [HDFC Bank Infinia Credit Card Review: HDFC's Flagship Premium Card](https://www.creditkeeda.com/reviews/hdfc-bank-infinia-credit-card-review-hdfcs-flagship-premium-card.md): The HDFC Bank Infinia Credit Card makes the most sense if you redeem points for travel and can meet the bank’s ongoing retention criteria . Eligible retail purchases earn 5 reward points per ₹150, wor... (updated 2026-10-11)
- [HDFC Diners Club Black Metal Credit Card Review: A Premium Rewards Workhorse](https://www.creditkeeda.com/reviews/hdfc-diners-club-black-metal-credit-card-review.md): The HDFC Diners Club Black Metal Edition sits right at the top of HDFC Bank's lineup, one rung below the invite-only Infinia. It is a metal card built for people who spend heavily and want their every... (updated 2026-06-28)
- [SBI Cashback Credit Card Review 2026: Still Worth It?](https://www.creditkeeda.com/reviews/sbi-cashback-credit-card-review-2026.md): The SBI Cashback Credit Card remains one of the most compelling cashback cards in India for online spending. However, the April 2026 devaluation has reduced its earning potential, especially for high ... (updated 2026-04-01)
- [Taj Bekal Resort & Spa Review: A Serene Backwater Escape with Private Plunge Pools](https://www.creditkeeda.com/reviews/taj-bekal-resort-spa-review.md): Some trips are about ticking off tourist attractions. Others are about slowing down and enjoying the moment. Our anniversary stay at Taj Bekal Resort & Spa turned out to be exactly that kind of ex... (updated 2026-03-15)
- [Grand Elysian Lounge & Bar, Pune New Terminal – Practical Review](https://www.creditkeeda.com/reviews/grand-elysian-lounge-bar-pune-review.md): If you have spent years navigating the cramped and overcrowded Earth Lounge in Pune’s old terminal, the Grand Elysian Lounge & Bar at the new terminal feels like a proper upgrade. It is cleaner, m... (updated 2026-02-22)
- [Fairmont Singapore Review: Elevated Luxury in the Heart of the City](https://www.creditkeeda.com/reviews/fairmont-singapore-review.md): Some stays are comfortable. Others feel distinctly elevated. Our New Year escape at Fairmont Singapore belonged firmly in the latter category. From private balcony skyline views to an indulgent lunch ... (updated 2026-03-15)
- [Review: Encalm Privé Lounge, Terminal 1 – IGI Airport, New Delhi](https://www.creditkeeda.com/reviews/encalm-prive-lounge-review-terminal-1-delhi-airport.md): Finding a quiet and comfortable space at Indira Gandhi International Airport Terminal 1 can be challenging, especially during peak travel hours. The Encalm Privé Lounge, Terminal 1 Delhi addresses thi... (updated 2026-02-17)
- [Axis Magnus for Burgundy Credit Card Review (2026)](https://www.creditkeeda.com/reviews/axis-magnus-for-burgundy-credit-card-review-2026.md): The premium credit card landscape in India has evolved significantly over the past few years. With reward structures becoming more calibrated and banks prioritizing sustainable profitability, flagship... (updated 2026-02-15)
- [Equitas Selfe Credit Card Review: Does the Choice-Based Reward System Actually Pay Off?](https://www.creditkeeda.com/reviews/equitas-selfe-credit-card-review.md): Choosing a credit card often feels like navigating a maze of terms and conditions, but the Equitas Selfe Credit Card stands out by doing something rare: it lets you decide where you want to be rewarde... (updated 2026-01-28)
- [HSBC TravelOne Credit Card Review: Rewards, Fees & Real Value](https://www.creditkeeda.com/reviews/hsbc-travelone-credit-card-review-rewards-fees-real-value.md): It was not by accident that the HSBC TravelOne Credit Card was introduced in India. It is a strategic reaction to a premium credit card ecosystem that is changing quickly. There is a glaring void in t... (updated 2026-04-02)
- [A Birthday Stay at Sofitel BKC: Honest Review](https://www.creditkeeda.com/reviews/sofitel-bkc-review.md): I chose to spend my birthday at Sofitel Mumbai BKC with fairly measured expectations. It was a voucher-based city staycation, and I was not expecting anything exceptional. By the time I checked out, t... (updated 2026-02-17)
- [The Kiwi Credit Card – The UPI Powerhouse?](https://www.creditkeeda.com/reviews/the-kiwi-credit-card-the-upi-powerhouse.md): The Kiwi Credit Card, issued via partners like Yes Bank and Au Small Finance Bank, positions itself as India’s first UPI-first credit card, bringing together Scan & Pay convenience with cashback r... (updated 2026-03-20)
- [BOB Eterna Credit Card Review: The Premium Perks LTF Powerhouse](https://www.creditkeeda.com/reviews/bob-eterna-credit-card-review-the-premium-perks-ltf-powerhouse.md): The BoB Eterna Credit Card is designed as a strong all-rounder for users who want meaningful value-back across everyday and lifestyle categories. With accelerated rewards on dining, travel, online sho... (updated 2025-12-11)

## News

Dated coverage of card launches, devaluations, fee and benefit changes, and transfer bonuses.

- [Eternal SBI Credit Card Early Access Is Live: Fees, Benefits and How to Join](https://www.creditkeeda.com/news/eternal-sbi-card-early-access.md): Eternal SBI Credit Card early access is live for 5,000 cards. See fees, Blinkit grocery discounts, cashback caps and how to request an invite. (updated 2026-10-15)
- [Visa Power Travel Extended to 31 January 2027 for All Overseas Destinations](https://www.creditkeeda.com/news/visa-power-travel-extended-january-2027.md): Visa Power Travel now covers all overseas destinations until 31 January 2027. See the continuing rewards, redemption rules and merchant-offer cutoff. (updated 2026-10-10)
- [HDFC Adds ALL Accor+ Explorer to SmartBuy Rewards: Get Accor Gold Status From 10,000 Points](https://www.creditkeeda.com/news/hdfc-accor-plus-explorer-smartbuy-reward-points.md): HDFC cardholders can now redeem Reward Points for ALL Accor+ Explorer membership. Infinia, DCB and BizBlack get it for 10,000 points, including 30 Status Nights and Accor Gold, but no Stay Plus nights. (updated 2026-10-07)
- [Apple Pay Finally Launches in India With Axis Bank Credit Cards](https://www.creditkeeda.com/news/apple-pay-india-axis-bank-credit-cards.md): After years of waiting, Apple Pay has finally launched in India . Apple switched on the service on September 30, 2026 , with Axis Bank as its first banking partner . At launch, eligible Axis Bank cred... (updated 2026-09-30)
- [Axis Bank Cuts Transfer Limits for Air India, Flying Blue and Qantas; Accor Returns at a Lower Ratio](https://www.creditkeeda.com/news/axis-bank-transfer-partner-devaluation-september-2026.md): Axis has moved Air India, Flying Blue and Qantas into Group A, cutting annual transfer ceilings by 75%. Accor returns at a worse rate and ITC is gone. (updated 2026-09-23)
- [Jupiter Edge+ Devalued: 50% Shopping Jewels Now Need ₹15,000 of Cycle Spend](https://www.creditkeeda.com/news/jupiter-edge-plus-devaluation-october-2026.md): Jupiter Edge+ will pay 50% Jewels on Amazon, Flipkart and Myntra only if billing cycle spends cross ₹15,000. Below that it drops to 5%, from 10 October. (updated 2026-09-09)
- [Vietnam Airlines Is Offering 50% Off Award Tickets: India to Vietnam From 12,500 Miles](https://www.creditkeeda.com/news/vietnam-airlines-lotusday-50-percent-off-award-tickets.md): Vietnam Airlines has cut Lotusmiles award ticket rates by 50% under its LotusDay promotion. India to Vietnam economy falls to 12,500 miles one-way. (updated 2026-09-01)
- [Amex Is Shutting Down Reward Multiplier in India From September 30](https://www.creditkeeda.com/news/amex-reward-multiplier-discontinued-2026.md): Amex is shutting down Reward Multiplier, the scheme that paid Platinum and Centurion cardholders up to 5X and 10X points at select merchants, from September 30, 2026. (updated 2026-08-27)
- [Club ITC's New Promo Pays Up to 50,000 Bonus Green Points for 10 Nights Across Five Brands](https://www.creditkeeda.com/news/club-itc-stay-more-earn-more-promotion.md): Club ITC's new promotion pays up to 50,000 bonus Green Points, worth ₹50,000, on 10 nights across its five brands. Here is what each tier is really worth. (updated 2026-08-22)
- [Amex Platinum Travel Devalued Again: Milestones Cut, Lounge Access Spend-Based](https://www.creditkeeda.com/news/amex-platinum-travel-september-2026-devaluation.md): American Express is cutting Spend Milestone bonus points on the Platinum Travel Card again and linking lounge access to quarterly spend from September 2026. (updated 2026-08-10)
- [Axis Bank Revises BURGUNDY Debit Card Benefits; EDGE Rewards to End from 1 September](https://www.creditkeeda.com/news/axis-bank-burgundy-debit-card-devaluation-september-2026.md): Axis Bank has announced a revision to the benefits offered on its BURGUNDY Debit Card , with the changes taking effect from 1 September 2026 . The update introduces spend-based eligibility for lounge ... (updated 2026-07-30)
- [Axis Bank Announces Major Credit Card Changes Across Portfolio: Atlas, Magnus, SELECT, Reserve & More Impacted](https://www.creditkeeda.com/news/axis-bank-credit-card-terms-changes-aug-2026.md): Axis Bank has announced a fresh set of changes across its credit card portfolio, impacting premium as well as entry-level cards including Atlas, Magnus, Magnus for Burgundy, Reserve, Olympus, SELECT, ... (updated 2026-07-29)
- [Flipkart SuperCoins Adds Qatar Airways Privilege Club as New Transfer Partner](https://www.creditkeeda.com/news/flipkart-supercoins-adds-qatar-airways-privilege-club-transfer-partner.md): Flipkart has added Qatar Airways Privilege Club as a new transfer partner for its SuperCoins loyalty program. With this addition, users can now convert their Flipkart SuperCoins into Avios . The trans... (updated 2026-07-08)
- [HSBC Live+ Credit Card Gets a Major Upgrade: Moves to Visa Infinite, 10% Cashback Cap Raised to ₹1,200](https://www.creditkeeda.com/news/hsbc-live-credit-card-visa-infinite-upgrade-july-2026.md): HSBC is upgrading the Live+ Credit Card to Visa Infinite from 26 July 2026, adding 10% cashback on shopping and utilities with a higher ₹1,200 monthly cap. (updated 2026-07-03)
- [HDFC SmartBuy Introduces Separate 3,000 RP Monthly Cap on Brand Voucher Rewards](https://www.creditkeeda.com/news/hdfc-smartbuy-brand-voucher-reward-cap-july-2026.md): HDFC SmartBuy now caps bonus RP from Gyftr and Woohoo voucher purchases at 3,000 per month — a sub-limit within each card's existing overall SmartBuy bonus cap, effective July 2026. (updated 2026-07-01)
- [Axis Bank to Offer Complimentary Magnus and Horizon Credit Cards to New Burgundy Customers From July 1, 2026](https://www.creditkeeda.com/news/axis-bank-magnus-horizon-lifetime-free.md): From 1 July 2026, Axis Bank makes the Magnus card lifetime-free with new Burgundy Salary Accounts and the Horizon card free with Burgundy Savings Accounts. (updated 2026-06-30)
- [IndusInd Tiger Credit Card Gets a Major Upgrade: Air India Maharaja Club Transfer Ratio Improved to 1:1](https://www.creditkeeda.com/news/indusind-tiger-credit-card-air-india-maharaja-club-transfer-ratio-1-to-1.md): In a rare positive development for credit card users, IndusInd Bank has quietly improved the Air India Maharaja Club transfer ratio on the IndusInd Tiger Credit Card. Reward points that previously tra... (updated 2026-06-03)
- [HSBC Unicorn Portal Offer: Earn Up to 6X Rewards on Apple Products Till July 2026](https://www.creditkeeda.com/news/hsbc-unicorn-portal-apple-offer-6x-rewards-points-july-2026.md): HSBC has launched a new accelerated rewards campaign through its Unicorn Portal, allowing eligible cardholders to earn up to 6X rewards on a wide range of Apple products. The offer is valid till 31 Ju... (updated 2026-06-02)
- [PhonePe SBI Card SELECT BLACK Devalued: Insurance Rewards Capped at ₹5,000 Spend, Online Rewards Cut by 50%](https://www.creditkeeda.com/news/phonepe-sbi-card-select-black-devalued-insurance-rewards-capped-at-5000-spend.md): PhonePe SBI Card has announced a series of reward program revisions for its SELECT BLACK credit card, effective July 1, 2026. The changes primarily impact reward point caps on insurance and online spe... (updated 2026-05-29)
- [HDFC Marriott Bonvoy Card: Free Night Award Top-Up Gets A Boost](https://www.creditkeeda.com/news/hdfc-marriott-bonvoy-fna-top-up-update.md): Marriott has quietly improved how far your Free Night Award (FNA) can stretch on the HDFC Marriott Bonvoy Credit Card in India. You can now top up your FNA with up to 25,000 Marriott Bonvoy points (ea... (updated 2026-03-13)
- [Swiggy Partners with Marriott Bonvoy to Turn Everyday Orders Into Luxury Hotel Stays](https://www.creditkeeda.com/news/swiggy-bonvoy-partnership.md): Food delivery platform Swiggy has partnered with hotel loyalty program Marriott Bonvoy to allow users to earn hotel reward points on everyday food, grocery and dining transactions. Under the partnersh... (updated 2026-03-10)
- [Airtel Axis Bank Credit Card Devaluation Announced; Cashback Logic Changed and Lounge Access Removed](https://www.creditkeeda.com/news/airtel-axis-bank-credit-card-devaluation.md): Axis Bank has announced revisions to the Airtel Axis Bank Credit Card , with the updated terms taking effect on 12 April 2026 . The changes alter how cashback is calculated, replace statement cashback... (updated 2026-03-10)
- [SBI Card Announces Major Devaluation of Popular Cashback Card; Slashes Monthly Caps](https://www.creditkeeda.com/news/sbi-cashback-card-major-devaluation.md): SBI Card has announced a revision to the benefits of its SBI Cashback Card, effective 1st April 2026. The update introduces stricter caps on cashback earnings and adds new spending exclusions, directl... (updated 2026-02-28)
- [HDFC Bank Introduces ₹18 Lakh Annual Spend Criteria for Infinia Cardholders](https://www.creditkeeda.com/news/hdfc-infinia-spend-threshold-change.md): HDFC Bank has introduced a minimum spend and relationship value requirement for customers who wish to continue enjoying the Infinia programme benefits. As per the latest communication sent to select c... (updated 2026-02-26)
- [HSBC TravelOne Credit Card Launches 4 Complimentary Airport Transfers and Expanded Travel Benefits for 2026](https://www.creditkeeda.com/news/hsbc-travelone-free-airport-transfers.md): HSBC has announced a comprehensive set of travel benefits for its TravelOne Credit Cardholders, including complimentary domestic airport transfers, lounge access, travel discounts, and zero forex mark... (updated 2026-02-18)
- [Amex Platinum Travel Rewards Slashed: Big Devaluation From March 2026](https://www.creditkeeda.com/news/amex-platinum-travel-devaluation-march-2026.md): If the Amex Platinum Travel card is your go-to for free vacations, here is something important to know. From 9 March 2026, American Express is changing its reward structure, and users will earn fewer ... (updated 2026-02-02)
- [Amex Debuts "Shopwise": A Sleeker Way to Supercharge Your Reward Points](https://www.creditkeeda.com/news/amex-launches-shopwise.md): American Express has launched its new gift card platform, Shopwise, replacing Gyftr. The platform allows users to earn accelerated rewards on gift card purchases, with up to 10X Membership Rewards poi... (updated 2026-01-31)
- [Amex Bids Goodbye to Gyftr: ShopWise Takes the Reins Feb 1st](https://www.creditkeeda.com/news/amex-moving-from-gyftr-to-shopwise.md): American Express India is shaking up its rewards strategy. Starting 1 February 2026, the bank will move its e-voucher Reward Multiplier platform from long-time partner Gyftr to a new provider, ShopWis... (updated 2026-01-27)
- [Scapia Devalues Its Only Differentiating Factor: Airport Privileges Get a Reality Check](https://www.creditkeeda.com/news/scapia-new-lounge-access-rules-february-2026.md): For a card that practically built its identity on being the "ultimate travel companion" for the everyday millennial, Scapia is starting to look a lot more like the traditional banks it once tried to d... (updated 2026-01-27)
- [CCGeeks Discover a Way to Double Amex Platinum Travel Benefits](https://www.creditkeeda.com/news/ccgeeks-discover-a-way-to-double-amex-platinum-travel-benefits.md): CCGeeks have identified a method that allows some users to hold two American Express Platinum Travel Cards, effectively unlocking milestone rewards twice. The Platinum Travel Card is popular among hig... (updated 2026-01-24)
- [Deal Alert: 50% Bonus on HSBC to Accor Point Transfers (Dec 2025)](https://www.creditkeeda.com/news/deal-alert-50-bonus-on-hsbc-to-accor-point-transfers-dec-2025.md): If you have been sitting on HSBC credit card reward points waiting for the right moment, this might be it. HSBC India has launched a limited-time 50% bonus when you convert credit card reward points t... (updated 2025-12-16)
- [ICICI Bank Announces Major Credit Card Changes Effective 2026](https://www.creditkeeda.com/news/icici-bank-announces-major-credit-card-changes-effective-2026.md): ICICI Bank has announced a series of significant updates across its retail credit card portfolio, effective January 15, 2026 and February 1, 2026 . These changes impact reward point eligibility, spend... (updated 2025-12-14)
- [HDFC Bank Updates Debit Card Lounge Access Policy: Voucher-Based Entry From January 2026](https://www.creditkeeda.com/news/hdfc-bank-updates-debit-card-lounge-access-policy-voucher-based-entry-from-january-2026.md): HDFC Bank has announced a major update to its airport lounge access program for debit cardholders. Starting January 10, 2026, lounge entry will no longer be provided through debit card swiping. Instea... (updated 2025-12-10)
- [RBI Scrutiny halts OneCard new issuances; partner banks seek data norms clarity](https://www.creditkeeda.com/news/rbi-scrutiny-halts-onecard-new-issuances-partner-banks-seek-data-norms-clarity.md): PL Technologies, the parent company of the popular metal credit card OneCard , has suspended the issuance of new credit cards following a directive from the Reserve Bank of India (RBI). As reported by... (updated 2025-12-07)
- [Axis Bank Issues Two Different Burgundy Debit Card Notifications: Here's What Changed](https://www.creditkeeda.com/news/axis-bank-issues-two-different-burgundy-debit-card-notifications-heres-what-changed.md): Axis Bank has released two separate communications announcing changes to the Burgundy Debit Card, effective 30 days from the date of the email. One applies to regular Burgundy customers, while the oth... (updated 2025-12-06)

## Blog

Guides and explainers on rewards, miles and points, and getting value from cards.

- [Why I’m Moving My Spends to the Marriott Bonvoy HDFC Bank Credit Card](https://www.creditkeeda.com/blog/marriott-bonvoy-hdfc-credit-card-spend-offer-30000-points.md): For the next two months, I’m moving a large chunk of my spends to the Marriott Bonvoy HDFC Bank Credit Card. Yes, even though I have cards like the HDFC Diners Club Black Metal and Axis Magnus for Bur... (updated 2026-10-07)
- [Best FD-Backed Credit Cards in India (2026): Build Your CIBIL Score with a Secured Credit Card](https://www.creditkeeda.com/blog/best-fd-backed-credit-cards-in-india-2026.md): Getting approved for your first credit card is challenging without an established credit history. Banks require stable income and a good credit track record, creating a catch-22 for students, first-ti... (updated 2026-06-29)
- [Best Fuel Credit Cards in India (June 2026): IndianOil, HPCL & BPCL Compared](https://www.creditkeeda.com/blog/top-fuel-credit-cards-in-india-2026.md): Fuel is one of the few expenses that shows up every month without fail. Whether you drive daily for work or take frequent road trips, your fuel bill can easily run into a few thousand rupees every mon... (updated 2026-06-24)
- [Axis Bank Adds IndiGo BluChip as a Transfer Partner: Why the Launch-Offer Window Is Worth Using](https://www.creditkeeda.com/blog/axis-bank-adds-indigo-bluchip-as-a-transfer-partner.md): Axis Bank has added IndiGo BluChip as a transfer partner on its Edge Rewards platform, letting Axis Edge Rewards and Edge Miles cardholders convert points directly into IndiGo's loyalty currency. The ... (updated 2026-06-22)
- [🔥 Equitas Selfe: The Sleeping Giant That Can Deliver 10% Valueback](https://www.creditkeeda.com/blog/equitas-selfe-the-sleeping-giant-that-can-deliver-10-valueback.md): 🚨 Most people are sleeping on the Equitas Selfe Credit Card. Everyone keeps chasing premium cards like Infinia and Atlas for double-digit rewards, but this entry-level card has a hidden trick that ca... (updated 2026-06-16)
- [Scapia vs BOB Eterna: Which Lifetime-Free Card Wins in 2026?](https://www.creditkeeda.com/blog/scapia-vs-bob-eterna-which-lifetime-free-card-wins-in-2026.md): Both the Scapia Credit Card and the BOBCARD Eterna are widely available as lifetime-free cards right now, and on paper, they look like very different beasts. Scapia is the sleek travel-and-forex card.... (updated 2026-06-10)
- [💳 New Visa Card? Don’t miss this ₹750 voucher](https://www.creditkeeda.com/blog/new-visa-card-dont-miss-this-750-voucher.md): 💳 New Visa Card? Don’t miss this ₹750 voucher Visa has rolled out an activation offer… and most people are still not claiming it 👀 🎁 What you get 👉🏼 Visa Infinite → ₹750 voucher 👉🏼 Visa Signatu... (updated 2026-04-26)
- [Amex Platinum Travel Devaluation 2026: Switch to MRCC?](https://www.creditkeeda.com/blog/amex-platinum-travel-mrcc-strategy-2026.md): The Amex Platinum Travel card is undergoing a major overhaul effective March 9, 2026 . For users who relied on the popular ₹4 lakh “sweet spot,” this update fundamentally changes the value proposition... (updated 2026-06-09)
- [Buying a Car with a Credit Card in India: A Practical, No-Nonsense Guide](https://www.creditkeeda.com/blog/buying-a-car-with-a-credit-card.md): Buying a car is a major milestone. While most buyers default to bank transfers or auto loans, a growing number of savvy owners are turning to credit cards, and for good reason. Used correctly, a credi... (updated 2026-02-04)
- [Mastering the Sky: The A-Z Guide to Avios for Indian Flyers](https://www.creditkeeda.com/blog/mastering-the-sky-the-a-z-guide-to-avios-for-indian-flyers.md): Imagine if you had a special type of "video game currency" that worked across five different major games. Instead of having separate points for each, you could move them around freely to buy the rares... (updated 2026-02-04)
- [Amazon Pay: The Dark Horse Powering India’s Credit Card Game](https://www.creditkeeda.com/blog/amazon-pay-the-dark-horse-powering-indias-credit-card-game.md): Indians have completely changed the way they use credit cards. What was once a simple swipe and earn routine has evolved into a sophisticated game of reward arbitrage, where savvy users treat credit c... (updated 2026-01-24)
- [The Most Underrated Way to Use Amex MR Points : Book Flights & Hotels Anywhere](https://www.creditkeeda.com/blog/the-most-underrated-way-to-use-amex-mr-points-book-flights-hotels-anywhere.md): Most people believe American Express Membership Rewards (MR) Points are only for luxury chain redemption like Taj or Marriott. Reality: You can use MR Points to book almost any flight or hotel in Indi... (updated 2026-02-04)
- [Scapia Credit Card: We Analyzed It From 5 Unique Perspectives](https://www.creditkeeda.com/blog/scapia-credit-card-we-analyzed-it-from-5-unique-perspectives.md): The Scapia Federal Bank Credit Card is unique because it is a "fintech-first" product. It is a co-branded card (Federal Bank + Scapia App) that has gained massive popularity for being Lifetime Free (L... (updated 2026-01-24)
- [Turn Gift Card Purchases into Free Accor Nights](https://www.creditkeeda.com/blog/turn-gift-card-purchases-into-free-accor-nights.md): Unlocking free stays with Accor hotels no longer needs a credit card or complicated points strategy. This guide reveals a lesser-known hack that lets you convert everyday gift card purchases into valu... (updated 2026-01-24)

## Travel guides

Trip reports with real costs and the miles and points used to book them.

- [A Kingdom of Mist: Our Fairytale Escape to the Mercure French Village of Ba Na Hills](https://www.creditkeeda.com/travel/mercure-ba-na-hills-french-village-fairytale-escape.md): Sometimes, the soul demands a different reality. We sought something surreal, a place where the world we knew faded into myth. We found it perched high in the Truong Son Mountains of Vietnam at Ba Na ... (updated 2026-06-18)
- [Anniversary Escape at Taj Bekal: A Serene Backwater Retreat](https://www.creditkeeda.com/travel/anniversary-escape-at-taj-bekal.md): Arrival and First Impressions Arrival at Taj Bekal carries a certain quiet composure. From the moment we stepped inside the gates, the pace of the outside world seemed to recede. The welcome was under... (updated 2026-06-18)
- [Our Anniversary in Vietnam 🇻🇳 — 10 Days, 5 Cities, 1 Unforgettable Trip](https://www.creditkeeda.com/travel/our-anniversary-in-vietnam-10-days-5-cities-1-unforgettable-trip.md): From chaotic Saigon streets to peaceful Mekong waters — here's how our Vietnamese adventure unfolded. Chapter 1: Ho Chi Minh City – Beautiful Chaos Day 1: Welcome to Saigon Our Vietnamese journey bega... (updated 2026-03-22)

## Tools

- [Points Watch](https://www.creditkeeda.com/tools/points-watch.md): Dated calendar of Indian credit card, airline-mile and hotel-point changes: offers, transfer bonuses, devaluations, fee and benefit changes, each with its source.
- [HDFC Infinia Rewards Calculator](https://www.creditkeeda.com/tools/hdfc-infinia-rewards-calculator): Rewards, annual value and fee waiver eligibility for the HDFC Infinia credit card.
- [HDFC Diners Club Black Metal Rewards Calculator](https://www.creditkeeda.com/tools/hdfc-diners-club-black-metal-rewards-calculator): Rewards, quarterly bonuses and annual value for HDFC Diners Club Black Metal.
- [HDFC Regalia Gold Rewards Calculator](https://www.creditkeeda.com/tools/hdfc-regalia-gold-rewards-calculator): Rewards, milestone vouchers and annual value for the HDFC Regalia Gold credit card.
- [Axis Magnus Burgundy Rewards Calculator](https://www.creditkeeda.com/tools/axis-magnus-burgundy-rewards-calculator): Rewards, miles and effective return rate for the Axis Magnus Burgundy credit card.
- [Axis Rewards Transfer Calculator](https://www.creditkeeda.com/tools/axis-rewards-transfer-calculator): Value of EDGE Reward Points or EDGE Miles at all 27 airline and hotel partners, with the Group A and Group B annual caps applied.

## Optional

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